Travel payments glossary

Digital wallet

A payment method that stores card or account credentials on a device or in an app.

Plain-English definition

A digital wallet is a payment method that stores card or account credentials on a device or in an app and lets the user pay without re-entering them. Apple Pay, Google Pay, Samsung Pay and PayPal are the most familiar examples in consumer travel. Tokens replace the underlying card number when the wallet pays, which reduces PCI scope for the merchant and supports biometric authentication.

Why it matters in travel

Wallet support directly affects conversion, especially on mobile and during fast-moving sales moments. A booking funnel that does not support the wallet a customer expects to use is a funnel that leaks deposits.

For travel customers on mobile, the wallet is often the difference between completing the booking and abandoning the cart. A two-tap Apple Pay or Google Pay flow converts dramatically better than a card-entry form on a small screen, and customers who expect that experience and do not get it usually move on rather than dig out a physical card.

The travel businesses that win on mobile treat wallet support as a conversion priority and instrument the funnel to see which wallets convert best by region and product. The businesses that treat wallets as a checkbox feature put them in and never measure them, missing the conversion lift they were meant to deliver.

How felloh helps

felloh treats wallet payments as first-class booking-level payments, so the same matched, settled, reconciled picture applies whether the customer paid with a wallet, a raw card or an alternative method.

Connect the dots.

See how payments, settlement, refunds and reporting evidence connect around every booking.