A gateway fee is a per-transaction or monthly fee charged by a payment gateway for connecting the merchant to the acquirer and processor. It is separate from interchange, scheme and acquirer fees, and from any value-added services the gateway might charge for (tokenisation, fraud, recurring billing). On low-margin product, the gateway fee can be a meaningful share of total processing cost.
Travel payments glossary
Gateway fee
A per-transaction or monthly fee charged by a payment gateway for connecting the merchant to processing.
Why it matters in travel
Travel businesses often pay multiple gateway fees across multiple acquirers, currencies and channels. Without a clean view of the total, it is hard to know whether consolidating gateways would actually save cash or simply move complexity.
Gateway fees compound silently. A travel group running three brands across four acquirers might be paying gateway fees five different times, plus per-transaction charges, plus value-added charges for tokenisation and 3DS handling. Without a per-booking effective view, even the people negotiating gateway contracts cannot tell which line is the expensive one.
The teams that get gateway costs right read the per-booking effective rate and use it in renegotiation. The teams that do not focus on the headline rate, fail to spot the bundled extras, and discover at renewal that the cost they thought they were managing has quietly grown.
How felloh helps
felloh surfaces gateway costs alongside acquirer, scheme and interchange fees at the booking level so finance teams can see the full cost stack and act on it.
Where this shows up in finance operations.
Gateway fee touches more than one workflow at felloh. Start with the pages most travel teams reach for next.
- Financial Operations
Reconciliation, settlement, refunds and protected-funds workflows on one booking-aware ledger.
Explore - Automate Reconciliation
Bulk settlements unpacked to fees, refunds and chargebacks; bank transfers matched without references to chase.
Explore - Know Your Cash Position
See received, protected, committed and available cash by booking — without rebuilding the picture from exports.
Explore
More on travel finance operations.
Real-world context from the felloh team and customers, written for travel finance and operations.
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InsightsReconciliation: What it is and why your Travel Business needs it
Why travel operators see a gap between sales records and the bank balance — and the basics of reconciling payments back to bookings.
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UpdatesCard Payment and Bank Transaction Reconciliation Made Easy for Travel pros
With felloh we make reconciliation of card payments and bank transactions simple.
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Connect the dots.
See how payments, settlement, refunds and reporting evidence connect around every booking.