Payment gateway
The technology layer that connects a merchant to the acquirer and processor.
A payment gateway is the technology layer that connects a merchant’s booking system, website or virtual terminal to the acquirer and processor. It collects payment data securely, sends authorisation requests, returns responses, and increasingly handles tokenisation, recurring billing, 3DS challenges and alternative payment methods. Some gateways are stand-alone; others are bundled with an acquirer or processor.
felloh is a payment gateway built for travel businesses.
Take card, open-banking, MOTO and link-based payments across multiple acquirers — connected to the booking, the customer and the supplier obligations behind each transaction.
What it means for travel businesses.
Travel gateways have to handle the specific shapes of travel commerce — high-value bookings, deposits and balances, agent screens, payment links, refunds against cancellation terms, multi-currency and cross-border flows. A gateway that does not understand booking context forces finance to rebuild it in spreadsheets.
A travel business that runs on a generic gateway usually does not realise the cost until the operation starts to scale. Every booking-shaped event the gateway does not understand — deposit, balance, ATOL evidence, supplier payment timing — becomes a manual workaround in finance. The cost of that workaround compounds as volume grows.
The teams that get gateway choice right evaluate against travel-specific scenarios: what happens on a balance against a tokenised card six months later, what happens on a refund against a partly-used itinerary, what happens to chargeback evidence on a long-lead booking. The teams that evaluate only on headline rate and integration speed regret the decision around year two.
How felloh handles it.
felloh acts as a booking-aware payment gateway, keeping every payment, refund and settlement attached to the underlying booking ledger so the operational story does not break when the channel changes.
The pay checkout handles cards, open banking, wallets and bank transfers behind one customer-facing experience, with provider-side detail abstracted into the same booking-level record. The dashboard’s Transactions and Settlement views surface every captured payment, refund and chargeback against the booking, with channel and method captured throughout.
For travel businesses replacing a generic gateway with a travel-aware one, the operational picture stops being something finance has to assemble. The booking is the unit of finance, the channel is metadata, and reconciliation runs at booking level rather than at transaction level.
Related terms.
Travel payment gateway
A payment gateway specifically built for the shapes of travel commerce.Read termGlossary termGateway fee
A per-transaction or monthly fee charged by a payment gateway for connecting the merchant to processing.Read termGlossary termGateway timeout
When a payment gateway fails to respond within the expected time window during processing.Read termGlossary termPayment processor
A provider that moves payment data between the merchant, acquirer, scheme and issuer.Read termGlossary termHosted payment page
A payment page hosted by the payment provider rather than embedded in the merchant’s site.Read termSee how this works around your bookings.
Bring one payment, reporting or cash-position problem. We will show how felloh connects the booking-level money trail behind it.
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