Fee schedule_

Travel finance teams often discover that their effective rate per booking is much higher than the headline because of the mix of card types, regions and transaction kinds. A clear fee schedule, applied to the actual booking mix, is the starting point for any cost negotiation.

A fee schedule looks like a few lines of paper until it is applied to a year’s worth of actual bookings. Then the picture changes: commercial cards turn out to make up more of the mix than expected, cross-border transactions cost twice the headline rate, chargeback fees add up to a five-figure annual cost. The schedule has to be read against real data, not skimmed at signature.

The travel teams that negotiate well start every conversation with a per-booking effective rate, broken down by card type, region and channel. The teams that do not negotiate on headline rate alone and accept the cost they cannot quite see.

felloh maps fee schedules onto the real booking and payment mix so travel teams can see effective cost per booking, per brand and per region, with the breakdown that supports a conversation with the acquirer.

The Merchant Acquirer view in the dashboard breaks settlement files down into per-booking fees against the fee schedule, so the effective rate is visible at booking, brand and region level. Decline Analysis ties the fee picture back to acceptance so the cost-versus-conversion trade-off is measurable.

For travel CFOs preparing for acquirer renegotiation, the case is built before the meeting starts. Effective rate, mix impact, cross-border share and chargeback cost are all visible at the level the acquirer will negotiate against — no manual extraction required.